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Another program that can be completed during the California mortgage purchase is the Affordability and Stability Program. This program is aimed at making sure that people have enough money saved for the down payment and closing costs. The reason for this is that most California real estate is overpriced in comparison to the area’s ability to pay off the loan.
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To find out more about these first time home buyer programs, contact the local government agency in your area. You may also be able to find out more information through a broker.
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